Jon Burgoon - President

NMLS: 1722778

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Jon started working in the mortgage business in 1998 as a Mortgage Loan Originator. After many years of serving hundreds of clients with helping them get into the homes of their dreams, he moved on to the management of a wholesale lending platform (working with mortgage brokers nationwide). Jon continued to expand his knowledge and eventually became Director of a large national lender in Correspondent Lending. He realized after many years that although his work in correspondent lending was somewhat fulfilling, it lacked the personal aspect of directly working with consumers. In 2018, Jon left his position as Director and decided to get back to his roots as a Mortgage Loan Originator, opening up Elmwood Mortgage in Williamsport, MD. In a world that is becoming increasingly more automated and disconnected, Jon prides himself on having real conversations and giving straight answers to his clients either over the phone or in person. The personal touch is still very alive and well at Elmwood Mortgage. Of course, we also have all the technology to do everything online if you prefer. Jon likes to say, "we're kind of like Mayberry meets the Jetsons". Call us or come meet with us, you will instantly see there's nobody else quite like us.



Jen M. Adams - Senior Mortgage Loan Originator

NMLS: 166600 

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Jen began her mortgage career in 1998, her experience includes everything from originating, processing, underwriting, to closing and funding loans. Her drive is assisting families in accomplishing the American dream of homeownership. Building lasting relationships is her foundation of everything, both professionally and personally. Jen has a passion for learning and loves to motivate and educate others. Jen is currently a student at UMUC in the pursuit of her bachelor’s degree in Marketing and Psychology.

Jen is a native of New Orleans, LA and loves a good homemade southern meal. As a graduate of Middletown High School, she still resides in beautiful Western Maryland with her fiancé and has four very active children. She is a football, wrestling, cheerleading and softball mama and enjoys every minute of cheering them on! If you're interested in learning more about Jen follow her on Facebook @jenelmwoodmortgage.



Kat Williamson - Senior Mortgage Loan Originator

NMLS: 1066960

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Kat has helped many homeowners navigate through the mortgage process by demonstrating proficiency with a wide variety of mortgage loan programs. Her commitment and dedication to her clients is unparalleled by others in the industry. She shares a common vision with Elmwood Mortgage, which is to help our local community thrive and help individuals and families realize their dream of homeownership.



Jesse Burgoon - Vice President

Jesse has many years in the mortgage industry, comprising of multiple positions. She excelled as a loan originator and ultimately moved on to the management of residential construction projects, wearing many hats between originating and management. At Elmwood Mortgage, Jesse is instrumental in ensuring a smooth and streamlined process regarding all business operations. She assists in recruiting and training personnel and allocating responsibilities. She manages all schedules and deadlines as well as monitoring inventory of office supplies and purchasing of new material with attention to budgetary constraints. Jesse helps monitor costs and expenses to assist in budget preparation. We are thrilled to have Jesse overseeing all aspects of our business operations!




Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

In 1998 a group of us were brought together by a common friend in the mortgage business. We helped get his shop opened up with just four people in a small office building in Frederick, MD. All of us were pretty green in the business, and we weren’t well known, but we knew hard work and our personal commitment to serving our community would help us stand apart from others. Our hard work and devotion to homebuyers and homeowners have carried us through the years. We never lost sight of the reason for our continued success. It will always be about what is best for you. We will do everything we can to help you get into the home of your dreams or continue living in the home you have worked so hard to own.

By 2018 most of the original team has moved on, but what emerged was a new company, set on the same standards of excellence. We continue to provide unparalleled service but now coupled with the industry’s top technological solutions and know-how we didn't have back in the day. Our state of the art mortgage process is quick and easy! We can even finalize your mortgage while you're sitting on the couch with our eClosing option! 

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