WE MAKE COMING HOME EASY
  • 			    The PERFECT HOME is waiting for you.

    The PERFECT HOME is waiting for you.

  • 			    We're with you every step of the way.

    We're with you every step of the way.

  • 			    Purchase or Refinancing is easy with our help.

    Purchase or Refinancing is easy with our help.

FHA
30
Year
3.875%
4.977% APR*
VA
30
Year
4%
4.544% APR*
30
Year
Fixed
4.375%
5.238% APR*

Apply Now

Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
Submit your Application

Purchase a Home

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
Get Prequalified Now

Refinance your Home

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
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First Time Homebuyers in MD, WV and FL

Welcome to the official site of Elmwood Mortgage. We are a full-service mortgage company based in Williamsport, MD. We specialize in FHA Loans and First Time Homebuyers in Williamsport. We also serve all of Maryland, West Virginia, and Florida. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

We have a wide variety of Purchase Loan programs to suit your needs:

FHA | VA | USDA | Conventional | Non-QM (Alternative Income Verification)

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of almost all homeowners. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Jumbo

What makes Elmwood Mortgage unique is that we offer the following niche programs as well: Down Payment Assistance! Conventional 3% Down Payment, Bank Statement Programs, No Income Verified Investment Loans.

Contact Elmwood Mortgage today to discuss your mortgage loan options and find out which loan program will best suit your needs.

Pre-qualify for a loan in a few simple steps

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Fill out your Secure Application

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See what our clients are saying:

Testimonials